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Get Your Late-Paying Customers to Pay on Time

Your business was running pretty smoothly – sales growing, and profits growing, too – and then the credit crunch hit, someone said the “R” word and everything started slowing down almost overnight. Most troubling of all, your customers have been paying you later and later, as if they are using your money to fill their own personal credit crunch.  Well, they probably are.

Lions And Loans: Finance Should Always Be Personal

Different types of loans are available for almost every aspect of your life: personal loans, car loans, secured and unsecured loans, home loans, homeowner loans, student loans, graduate loans and career development loans (CDL). If you’ve suffered from credit problems in the past and now hold sub-prime characteristics, then you will be eligible for adverse credit and adverse loans.

Managing Your Finances During a Crisis

All tsunamis, hurricanes and medical atrocities aside, there’s more to crisis proofing deadly and financial catastrophes. In the realm of protecting one’s family from the devastation of financial dire straits, a simple plan starts with a budget. If only the American family learned to spend significantly less of their income, financial crises would almost become extinct.

Organize Your Personal Finances

If you’re like most people, your personal financial records are most probably kept in less than “Good Accounting Practices” standards.

For example, stashing old ATM receipts and hanging on to a stub showing what you paid for a pack of mints two years ago (cash, of course), might be filed with your paycheck stubs, credit card statements – paid and unpaid alike – as well as a few tax forms, a stray paper clip and a penny.

5 steps to getting your finances in order

In our world of dizzying change, nothing is more true than the time honored statement that circumstances always change.

No where is this more true than with financial issues.

Have you ever borrowed money, or charged up the VISA card at Christmas, all the while telling yourself that you would pay everything off with a coming tax refund or bonus?

Nervous About Your Personal Finances ?

Are you nervous about your personal finances? The irrational exuberance of the 90s that led to double-digit gains for almost any investment portfolio is over. Now, you might consider yourself fortunate if your investments are losing less than the S&P 500. Add investment worry to the regular personal finance worries of meeting your monthly budget, slaying the debt dragon, and starting/building that elusive emergency fund. Will your savings and investments be able to meet your retirement, children’s college funds, and other goals? Although no one can see the future, there are things that you can do to reduce your worries.

Save Money and Learn More About Your Finances

If you want to make shopping much, much easier — whether you’re looking for the best mutual fund, car insurance, cell phone, television or toaster…If you want to know the pros and cons about products and services — before you shell out your hard-earned money…If you want to know the healthiest, most nutritious foods for you and your family…

Selecting An Equity Finance Consultant

Most Chief Financial Officers (CFOs) realize that it’s a hundred times easier to raise venture capital for a public company than a private company. There is no shortage of individuals and firms seeking to advise and coordinate the going public process for CFOs. The problem is that many of these equity finance consultants are inept and/or dishonest. Here are some simple rules for finding a competent and ethical advisor.

Shopping for a Personal Loan to Suit Your Finances

Just as one would shop around for the right automobile to suit your taste and financial style, the same is true in shopping for a personal loan. If you’re thinking about taking out a personal loan, it’s important to make sure it matches your paying and financial composite. For example, do any of the following apply to you?